ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN"> <html> <head> <title>Financial Counseling & Administration | John M. Smartt, Jr., CPA</title> <meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1"> <meta name="keyword" content="John Smartt, CPA"/> <meta name="description" content="My clients trust that I will be available to answer their questions quickly, with their best financial interests in mind. I am a fee-only investment advisor with over fourty years of mutual fund investing experience."/> <script src="http://www.google-analytics.com/urchin.js" type="text/javascript"> </script> <script type="text/javascript"> _uacct = "UA-1111844-1"; urchinTracker(); </script> </head> <body> <table width="650"> <font size="5" face="times new roman, serif">John M. Smartt, Jr., CPA</font><br> <font size="2"> Registered Investment Advisor<br> Financial Counseling &amp; Administration</font><br> <a href="&#109;&#97;&#105;&#108;&#116;&#111;&#58;&#106;&#111;&#104;&#110;&#115;&#109;&#97;&#114;&#116;&#116;&#99;&#112;&#97;&#64;&#121;&#97;&#104;&#111;&#111;&#46;&#99;&#111;&#109;"><img src="images/email.gif" alt="johnsmarttcpa [at] yahoo [dot] com" width="167" height="17" border="0"></a> <br> <img src="images/spacer_999999.gif" height="2" width="650"> <br> <!--start top nav--> <font size="4" face="times new roman, serif"><a href="index.html">Main</a> | <a href="about.html">About</a> | <a href="articles-newsletters.html">Articles &amp; Newsletters</a> | <a href="client-downloads.html">Client Downloads</a> | <a href="contact.html">Contact</a> | <a href="press.html">Press</a> | <a href="links.html">Links</a> </font> <img src="images/spacer_999999.gif" height="2" width="650"> <br> </table> <!--end top nav--> <!--start body--> <table width="650"> <p> <font size="5" face="times new roman, serif">Articles</font></p> <p><b>Top 5 Worries of Mutual Fund Investors</b><br> <a href="docs/JohnSmartt_5WorriesMutualFundInvestors.pdf" target="_blank">This article</a> (PDF) explains much of why I recommend low cost, indexed mutual funds. It first appeared in the <em>Tennessee CPAs Journal</em>, and has been published by NAPFA (National Association of Personal Financial Advisors) in the consumer information section of its Website.</p> <p><font size="5">Newsletters</font></p> <p>I write and publish a four page investing newsletter each quarter. Current and archived issues are available below.</p> <p> <a href="docs/newsletters/Newsletter_2012-0201.pdf" target="_blank">February 1, 2012</a><br><br> <p> <a href="docs/newsletters/Newsletter_2011-1101.pdf" target="_blank">November 1, 2011</a><br> <a href="docs/newsletters/Newsletter_2011-0801.pdf" target="_blank">August 1, 2011</a><br> <a href="docs/newsletters/Newsletter_2011-0501.pdf" target="_blank">May 1, 2011</a><br> <a href="docs/newsletters/Newsletter_2011-0201.pdf" target="_blank">February 1, 2011</a><br><br> <a href="docs/newsletters/Newsletter_2010-1101.pdf" target="_blank">November 1, 2010</a><br> <a href="docs/newsletters/Newsletter_2010-0801.pdf" target="_blank">August 1, 2010</a><br> <a href="docs/newsletters/Newsletter_2010-0501.pdf" target="_blank">May 1, 2010</a><br> <a href="docs/newsletters/Newsletter_2010-0201.pdf" target="_blank">February 1, 2010</a><br><br> <a href="docs/newsletters/Newsletter_2009-1101.pdf" target="_blank">November 1, 2009</a><br> <a href="docs/newsletters/Newsletter_2009_0801.pdf" target="_blank">August 1, 2009</a><br> <a href="docs/newsletters/Newsletter_2009-0501.pdf" target="_blank">May 1, 2009</a><br> <a href="docs/newsletters/Newsletter_2009-0201.pdf" target="_blank">February 1, 2009</a><br><br> <a href="docs/newsletters/Newsletter_2008-1101.pdf" target="_blank">November 1, 2008</a><br> <a href="docs/newsletters/Newsletter_2008-0801.pdf" target="_blank">August 1, 2008</a><br> <a href="docs/newsletters/Newsletter_2008-0501.pdf" target="_blank">May 1, 2008</a><br> <a href="docs/newsletters/Newsletter_2008-0201.pdf" target="_blank">February 1, 2008</a><br><br> <a href="docs/newsletters/Newsletter_2007-1101.pdf" target="_blank">November 1, 2007</a><br> <a href="docs/newsletters/Newsletter_2007-0801.pdf" target="_blank">August 1, 2007</a> <br> <a href="docs/newsletters/Newsletter_2007-0501.pdf" target="_blank">May 1, 2007</a> <br> <a href="docs/newsletters/Newsletter_2007-0201.pdf" target="_blank">February 1, 2007</a><br><br> <a href="docs/newsletters/Newsletter_2006-1101.pdf" target="_blank">November 1, 2006</a> <br> <a href="docs/newsletters/Newsletter_2006-0801.pdf" target="_blank">August 1, 2006</a> <br> <a href="docs/newsletters/Newsletter_2006-0501.pdf" target="_blank">May 1, 2006</a> <br> <a href="docs/newsletters/Newsletter_2006-0201.pdf" target="_blank">February 1, 2006</a><br><br> <a href="docs/newsletters/Newsletter_2005-1101.pdf" target="_blank">November 1, 2005</a><br> <a href="docs/newsletters/Newsletter_2005-0801.pdf" target="_blank">August 1, 2005</a><br> <a href="docs/newsletters/Newsletter_2005-0501.pdf" target="_blank">May 1, 2005</a><br> <a href="docs/newsletters/Newsletter_2005-0201.pdf" target="_blank">February 1, 2005</a><br> <br> </p> <p></p> <center><img src="images/spacer_999999.gif" height="2" width="500"><br> <font size="-1">2011 &copy; Financial Counseling &amp; Administration. All Rights Reserved.</font></p> </center> <p> </font> </table> </table> </body> </html>